Pay by Bank - US

Pay by Bank - US, powered by Plaid, is a payment method that facilitates direct bank transfers via ACH. This integration allows shoppers to securely connect their US bank or credit union accounts for seamless transactions. Adyen streamlines this process by offering a single Pay by Bank integration, eliminating the need for merchants to manage separate open banking providers.

$0.13

0.60% + $0.40

Documentation

Pricing

Secure Account Linking

Shoppers can connect their accounts from any US financial institution.

Real-time Balance Checks

Ensuring sufficient funds are available, reducing overdraft and NSF fees.

Enhanced Fraud Prevention

Utilizing identity data and Plaid's Signal risk assessment API to mitigate account takeover and other fraudulent activities.

Risk Scoring with Signal

Plaid's Signal API analyzes over 1,000 data attributes to provide a risk score, helping merchants minimize ACH returns and fraud.

Features

Payment type

Online banking

Currencies

Settlement currency

USD

Processing currency

USD

Other

Refunds

Partial refunds

Multiple partial refunds

Multiple partial captures

Chargebacks

Recurring

How to integrate payment methods

Already a customer

If you are an Adyen customer, you can simply request a new payment method in the Customer Area.

Not a customer

Contact our team and we will help you set up a test account where you can explore our platform and payment methods.

Frequently Asked Questions

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